Taxes and legal aspects

In Switzerland, your investments are subject to wealth tax and income tax is payable on earnings such as dividends and interest. Sales of securities are generally tax-free as long as you are classified as a private investor. This means that you do not have to pay capital gains tax, which is a great advantage. Please note that we cannot offer tax advice.

The tax report is a document that summarizes all tax-relevant information about your portfolio. It shows

• Your annual dividend and interest income
• The total value of your portfolio at the end of the year (for wealth tax purposes)
• Important information you need for your tax return
  

This report saves you time and effort when filing your tax return.

No, in Switzerland capital gains are tax-free for private investors as long as you are not classified as a professional investor. This means that profits from the sale of any investments are generally not taxed.

No, arvy does not make an automatic tax deduction. It is your responsibility to provide the relevant information from the tax report in your tax return.

Yes, our support team will be happy to help you with general questions about the tax aspects of your investments. For more complex issues, however, we recommend consulting a tax advisor to ensure that everything is reported correctly. Here too, we can help you with our network and suggest someone.

The arvy Equity Fund is accumulating — dividends are automatically reinvested within the fund and not paid out to you. That's why no dividends appear on your tax statement.

Additionally, you may see an (I) next to the income field. This means the Swiss Federal Tax Administration (ESTV) has not yet determined the taxable income for this fund. For funds domiciled in Liechtenstein, this is normal and will be updated later in the year.

What do you need to do? Declare the fund with its tax value in your tax return. The taxable income is typically added automatically by the tax authorities during the assessment, once the data is available on ICTax.