Professional investing. Honest pricing.
You know exactly what you pay — and what you get for it. No hidden fees. All inclusive from CHF 84/year on CHF 10,000.
Choose your plan
Savings plan
Pillar 3a
annually
0.69% - 0.89%
Base fee is 0.89%. Reduced by 0.05% for each
successful referral, down to a minimum 0.69%.
What is included in the fee?
- Professional management of your portfolio
- Included foreing currency surcharges
- The use of our app with all its functions, including educational content and support
- All transaction costs and custody fees
- Tax certificate
Product costs & Stamp duties
In addition
there are product costs and stamp duties, depending on the investment profile.
*For domestic securities, stamp duty is 0.075% of the transaction amount, while foreign products are subject to 0.15%.
annually
0.93%
What is included in the fee?
- Professional management of your portfolio
- Included foreing currency surcharges
- All transaction costs and custody fees
- Tax certificate
Compare the total annual cost for an investment
All costs are based on a CHF 10,000 investment and include all fees.
ETF Robo-Advisor
Management: 0.68% p.a.
Financial instruments (ETFs): 0.22% p.a.
| ✕ | Professional stock selection |
| ✕ | Founders invest with you |
| ✓ | No experience required |
| ✕ | Weekly investment education |
Quality Investing
arvy
Management: 0.69%–0.89% p.a.
Product costs: 0.147%–0.22% p.a.
Stamp duty: 0%–0.102% p.a.
Incl. all transactions, FX, tax statement & weekly education.
All inclusive — no hidden costs
| ✓ | Professional stock selection |
| ✓ | Founders invest with you |
| ✓ | No experience required |
| ✓ | Weekly investment education |
Traditional Bank
Advisory fee: 1.60% p.a.
Custody: CHF 12.50/quarter
TER (Futura Swiss Stock A): 1.25% p.a.
| ✕ | Professional stock selection |
| ✕ | Founders invest with you |
| ✓ | No experience required |
| ✕ | Weekly investment education |
Do-It-Yourself Platform
Custody: CHF 15/quarter min.
Tax report: CHF 100/Jahr
30 trades CHF: CHF 270
5 trades EUR: CHF 125
5 trades USD: CHF 75
| ✕ | Professional stock selection |
| ✕ | Founders invest with you |
| ✕ | No experience required |
| ✕ | Weekly investment education |
All costs are based on a CHF 10,000 investment and include all fees. Stand März 2026.
arvy – the fair alternative to banks and robo-advisors (comparison)
arvy – the fair alternative to banks and robo-advisors
- Philosophy
- Transparency
- Engagement
- Minimum
- Fee reduction
- Management Fee yearly
- Product Costs
- Transaction Costs
- FX Fee
- Stamp Duty
- Tax Reporting
- We invest the same
- Access to holdings and reasoning
- Insights, videos, arvy Weekly
- Starting at CHF 100 – designed for the long term
- Yes (Community)
- 0.69%-0.89%
- 0.15%-0.22%
- Included
- Included
- 0.0%-0.102%
- Included
- Bank
- Products only
- No transparency
- Call-Center
- CHF 10000+
- No
- 1.5%-2.0%
- 0.15%-1.50%
- 0.5%-2.0%
- 0.2%-1.0%
- Up to 0.15%
- Extra costs
- Robo-Advisor
- Platform only
- Limited transparency
- Automated email
- CHF 500 - 30000
- Sometimes
- 0.5%-1.2%
- 0.15%-1.0%
- Included
- Bis 0.5%
- Bis 0.15%
- Usually included
Referral
Shrink your fees
Invite up to 4 friends and cut your management fee down to just 0.69% per year.
With arvy, investing is better together. Every friend you invite help lower your fees. Share your personal referral code, and when your friend invests at least CHF 5'000, your annual fee drops by 0.05%. In turn, your friend does not pay a management fee for 6 months.
Start sharing and enjoy the benefits of growing the arvy community!
It is easier than you think!
Watch your money grow. Download the app now and start
taking control of your money today!
Testimonials
What our clients say
Vanessa Rüegg
”Arvy impresses with its innovative solutions that make investing accessible and understandable. I especially like the combination of excellent customer service and an informative newsletter that offers education, inspiration and entertainment. The simple and intuitive design makes investing a real lifestyle. A great all-in-one solution for anyone looking to enter the world of investing or modernize their strategy!”
Matt Schellenberg
”A great new platform that's committed to taking users on a journey with exciting and entertaining knowledge. I look forward to the arvy Weekly newsletter and the background information on investments every Friday.”
Leroy Bächtold
”Arvy is an absolutely innovative company! I'm particularly impressed by the newsletter, which not only informs but also inspires and entertains. A fantastic lifestyle investment product that breathes fresh air into the financial world!”
Tim Odermatt
”A competent, innovative, and reputable team that provides exciting background information on investing in a new format.”
Kevin Gianom
”Absolutely great! I‘m really happy that I went with arvy. Easy to invest, great customer support and I‘m extremely impressed with the performance of my investment. Being in the top 10% of funds is no coincidence.”
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FAQ
Still unsure? We’ve got answers
Everything you need to know before you get started. If you still have
questions, we're just a message away.
What fees do I pay with arvy?
You pay a yearly management fee between 0,69% and 0,89% of your invested assets.
This fee covers the following:
- The professional management of your portfolio
- All transaction costs and custody fees
- The use of our app with all its functions, including educational content and support
- Tax certificate
- Other providers charge up to 0.5% foreign currency surcharges, with arvy these are included
Can I reduce my fees?
Yes. We have a referral program for our Savings plan. Each successful referral permanently lowers your management fee by 0,05% - down to as little as 0,69%. You just need to share your referral code with a friend. When your friend invest at least CHF 5'000, your annual fee drops by 0,05%
What are “product costs”?
They are the fees charged by the funds or ETFs used in your portfolio. Depending on your profile, these range from ~0,15% to ~0,22% per year.
What is stamp duty, and how does it affect me?
Stamp duty is a Swiss transaction tax and is payable on the purchase and sale of securities. Your actual cost depends on your risk profile. For Growth profile - Stamp duty is 0,00%. for Balanced profile - Stamp duty is 0,057%, for Defensive profile - Stamp duty is 0,102%.
For domestic securities, stamp duty is 0,075% of the transaction amount, while foreign products are subject to 0,15%.
Do I pay fees for deposits or withdrawals?
No. Depositing and withdrawing money is completely free.
We are here to help!