Investment strategies
All strategies at a glance.
Your portfolio comes from two decisions: the building block and the risk profile. Here are both – with every factsheet to download.
from0.39%Soon
Management fee per year
| Building block | Cautious 30% equities | Balanced 60% equities | Growth 100% equities |
|---|---|---|---|
| World marketSoon 0.39% management fee | Factsheet ↓ | Factsheet ↓ | Factsheet ↓ |
| World market + Founders’ picksSoon 0.59% management fee | Factsheet ↓ | Factsheet ↓ | Factsheet ↓ |
| Founders’ picks 0.79% management fee | Factsheet ↓ | Factsheet ↓ | Factsheet ↓ |
| Income strategySoon 0.39% management fee · For your retirement | Join the waitlist → Target, not a promise. You’ll be the first to know when it’s ready. | ||
Income strategySoon
0.39% management fee · For your retirement
Join the waitlist →
Target, not a promise. You’ll be the first to know when it’s ready.
The factsheets show the portfolios’ past performance. Past performance is not a reliable indicator of future results.
In every solution
The same building blocks, whatever you invest for.
Savings plan, children’s account and pension solution run on the same building blocks and profiles. Pillar 3a currently has its own five profiles.
Pillar 3a
Five profiles for pillar 3a.
Strolling
22% equities · Maximum calm, mostly safe assets, for 3+ years.
Factsheet ↓
Walking
37% equities · Safety over speed, with a calmer ride, for 3+ years.
Factsheet ↓
Hiking
57% equities · A balanced mix of growth and stability, for 5+ years.
Factsheet ↓
Mountaineering
77% equities · Strong growth with a small safety net, over 7+ years.
Factsheet ↓
Climbing
97% equities · For go-getters seeking the highest long-term growth, with a 7+ year horizon.
Factsheet ↓
The building blocks
What is behind the names.
The world market through ETFs from 0.39% per year – on its own or complemented by our founders’ picks, with their own money invested alongside.
World market
The whole world market through ETFs — automatic and low-cost.
World market + Founders’ picks
The world market, plus around 30 companies our founders hand-pick.
Founders’ picks
Every position picked by our founders — with their own money alongside yours.
Income strategy
Dividends from Switzerland and around the world as a regular extra income. Targeting over 3% a year — not a promise.
The risk profiles
How much equity suits you?
In a few questions the app suggests a profile for you. You can change it at any time.
30%
Cautious
Mostly stable bonds with a small growth boost — from 3 years.
60%
Balanced
Equities for growth, bonds for stability — from a 5-year horizon.
100%
Growth
Fully in equities for maximum compounding — for a horizon of 7+ years.
