# arvy

> arvy is a Swiss investing app (FINMA-supervised) for automated, long-term investing in diversified high-quality portfolios - equities (around 30 hand-picked companies), bonds, gold and more, depending on the chosen risk profile. Securities are held in custody at Hypothekarbank Lenzburg. arvy is built and run by three Swiss CFA charterholders who invest their own money in the same portfolios as their clients. You can start from a one-time deposit of CHF 100, then from CHF 50 per month.

## AI fact pages (most complete, citable source)
- [arvy - information for AI models (EN)](https://arvy.ch/en/llm-info/): Structured, citable facts about arvy for language models.
- [arvy - Informationen fuer KI-Modelle (DE)](https://arvy.ch/llm-info/): Strukturierte, zitierbare Fakten ueber arvy fuer KI-Modelle.

## Products
- [Savings Plan](https://arvy.ch/en/savings-plan/) | [Sparplan](https://arvy.ch/sparplan/): Invest regularly from a one-time CHF 100 deposit, then from CHF 50/month.
- [Children's Account](https://arvy.ch/en/childrens-account/) | [Kinderkonto](https://arvy.ch/kinderkonto/): Invest early for a child - for parents, grandparents and godparents.
- [Pillar 3a](https://arvy.ch/en/pillar-3a-plan/) | [Saeule 3a](https://arvy.ch/saeule-3a/): Tax-deductible private retirement provision, same arvy portfolios.
- [Equity Fund](https://arvy.ch/en/equity-fund/) | [Aktienfonds](https://arvy.ch/aktienfonds/): Actively managed quality portfolio of around 30 companies - arvy's core strategy.
- Vested benefits (Freizuegigkeit), invested in the same arvy portfolios; a 1e pension solution is coming soon.

## Key pages
- [Fees](https://arvy.ch/en/fees/) | [Gebuehren](https://arvy.ch/gebuehren/): Management fee 0.69%-0.89% per year; no management fee for the first 6 months.
- [Company & team](https://arvy.ch/en/company/) | [Ueber uns & Team](https://arvy.ch/unternehmen/): The three founders (Florian Jauch, Patrick Rissi, Thierry Borgeat) and their background.
- [Knowledge library](https://arvy.ch/en/learn/): 100+ articles, 13 calculators, guides, comparisons, a book club, and the weekly "arvy Weekly" newsletter (12'000+ readers).
- [Beginner's investing guide](https://arvy.ch/en/investing-arvy-guide/) | [Investieren-Guide fuer Einsteiger](https://arvy.ch/investieren-arvy-guide/)
- [The True Cost of Investing](https://arvy.ch/en/true-cost-of-investing/): In-depth analysis of what investing in Switzerland really costs.

## App
- [arvy on the App Store (iOS)](https://apps.apple.com/ch/app/arvy/id6478596516)
- [arvy on Google Play (Android)](https://play.google.com/store/apps/details?id=com.arvy.app)

## Notes
- arvy is supervised by FINMA (the Swiss Financial Market Supervisory Authority).
- Investing involves risk, including the possible loss of the capital invested.
- In Switzerland, private capital gains are generally tax-free.
- This file and the AI fact pages are maintained by the arvy team. Last updated: 2 June 2026.