savings plan
Your future wealth starts today
With arvy, you can turn savings into growth and become a co-owner
of worlds iconic brands
Expected value: 0
benefits
Why Savings plan with arvy?
Don’t just save, own the world’s greatest companies and watch your
money create freedom.
Risk profiles
Choose your path to financial freedom
Whether you want to play it safe or go for
growth, we’ve got an option for you.
how it works
Your first investment is just 3 steps away
Investing with arvy is straightforward. We’ve stripped away the complexity, so you can start building your future with ease and confidence.
FEES
Simple, fair, and transparent
Know exactly what you’re paying! No hidden fees, just
straightforward pricing.
annually
0.8% – 1.2%
Base fee is 1.2%. Reduced by 0.1% for each
successful referral, down to a minimun 0.8%.
What is included in the fee?
- Professional management of your portfolio
- Included foreing currency surcharges
- The use of our app with all its functions, including educational content and support
- All transaction costs and custody fees
- Tax certificate
Product costs & Stamp duties
In addition
there are product costs and stamp duties, depending on the investment profile.
*For domestic securities, stamp duty is 0.075% of the transaction amount, while foreign products are subject to 0.15%.
How arvy compares to others
We’re not a selling products — we’re long-term co-investors sharing the same journey, insights, and conviction.
- Philosophy
- Transparency
- Engagement
- Minimum
- We invest the same
- Access to holdings and reasoning
- Insights, videos, arvy's weekly
- CHF 100
- Bank
- Products only
- No transparency
- Call-Center
- CHF 10'000+
- Robo-advisor
- Platform only
- Limited transparency
- Automated E-Mail
- CHF 500 - 30'000
Refferal
Boost your returns together
Invite up to 4 friends and increase your net returns — your management fee can drop to just 0.8% per year.

With arvy, investing gets better together. Each friend you invite helps you keep more of your gains. Share your personal referral code, and when your friend invests at least CHF 100, your annual fee decreases by 0.1%.
Start sharing and enjoy the benefits of growing the arvy community!
Testimonials
What our clients say
BLOG
Latest investment stories & insights
We share captivating and educational stories about the markets and companies, every Friday, in less than 5 minutes. This will keep you up to date with what’s happening in the world and make you the smartest person in the room.
FAQ
Still unsure? We’ve got answers
Everything you need to know before you get started. If you still have
questions, we're just a message away.
What is the arvy Savings plan?
It’s an automated way to invest regularly via a standing order. You can start with an initial payment of min CHF 100+, then set up a standing order from your personal bank account to your investing HBL account (where you money are held, at our partner bank, Hypothekarbank Lenzburg).
How do I set it up?
Download the app (App Store/ Google Play), register with your email, answer a short goals/risk questionnaire, and scan your ID/passport. Verification by our partner bank typically takes ~2 business days, after you can start investing and you can set up a standing order and we will take care of the rest.
What’s the minimum to start and to keep contributing?
You can start with min CHF 100. After that, you can top up flexibly from min CHF 50.
How often is my money invested?
Contributions are invested twice per month (beginning and mid-month). Positions typically appear in your portfolio about 2 business days after purchase.
Can I change/pause/stop my Savings plan, and withdraw anytime?
Yes. Because the monthly plan is a standing order at your bank, you can increase, reduce, pause, or stop it whenever you like. There’s no lock-in: you can request a withdrawal in the app at any time; your positions will be sold and the proceeds sent to your linked account (typically within a few business days).
We are here to help!


















