arvy is your all-in-one solution for smart investing. Start with a one-off payment and set up a standing order for a monthly savings plan. That’s it!
We take care of the rest. Start now, learn day by day and gain confidence with every step. Our aim is to keep you up to date,
educate and engage you so that your journey with us is profitable, enriching and yes, even enjoyable.
We make investing simple, honest and human. Start with small amounts, track your money transparently and invest together with us – we are in this adventure together.
Investing is more than just numbers – it’s about the stories behind them. Our aim is to inform, educate and motivate you so that your journey with us is profitable, enriching and yes, even entertaining.
Your portfolio reflects real companies that shape your life. We connect you with the business models you invest in. That’s why you know what you own and why you own it.
Benefit from the strategies of your investment crew. Your investments are carefully researched, monitored and optimised so that compound interest works for you and your assets in the long term.
We have decided not to make your fees dependent on the size of your assets, but on how much you contribute to our community.
Do you like arvy? Then recommend us to others and lower your fees. After 4 successful referrals, your fees will drop to 0.8%.
Opening an account is simple and completely digital. Download the arvy app from the App Store or Google Play Store and register with your e-mail address. Then answer a few questions about your goals and your risk profile. Then upload your ID card. Once you have completed the opening process, the bank usually needs 2 working days to verify your data, after which you can start investing.
Pillar 3a is currently still website-based and will be integrated into the app in the course of the year.
You need:
This information is required to open your account securely and in accordance with the rules. US citizens and companies cannot open an account with us for regulatory reasons.
Yes, the minimum investment amount is CHF 1,200. This amount enables us to create a diversified portfolio for you. After the first deposit, however, you can flexibly add smaller amounts – from CHF 50, e.g. through a monthly savings plan.
There is no minimum for pillar 3a.
arvy is more than just a digital asset manager – we are at the interface between traditional banks and robo-advisors. We offer you the advantages of a digital, flexible investment strategy that saves you time and effort, but also the security and expertise of established, professional management. While many providers only pursue passive investment strategies, we at arvy go one step further by offering you not only an investment solution, but also the opportunity to actively learn and develop through in-depth knowledge and support.
Compared to brokers like Swissquote, which offer trading platforms for a variety of investment products, arvy is a simpler and more efficient solution for your assets. With brokers, you have to choose and decide for yourself which products to buy and when to sell. This can lead to an overwhelming abundance of options and requires a lot of research to find the right products and combine them wisely.
At arvy, we take this work off your hands. We use a simple questionnaire to determine your risk profile and suggest an investment solution that suits you. These solutions are based on broadly diversified investments that invest in different sectors, countries and regions. All you have to do is deposit money into your arvy account and we will select and manage your assets for you. We make sure that your investments are regularly reviewed and adjusted so that they always match your long-term goals.
With our “buy-and-hold” strategy, we minimise transaction costs and ensure that you build for the future efficiently and cost-effectively with your assets. With arvy, you get the security of knowing that a team of experts is continuously monitoring and maintaining your portfolio while you sit back and relax.
Yes, absolutely. Our app is designed to make it easier for beginners to get started in the world of investing. You don’t need to be a financial expert – with our simple app, interactive stories and automated strategies, you’ll become a confident investor step by step.
Thanks to your personal account (Regular Investing and Pillar 3a) with our partner bank, Hypothekarbank Lenzburg (HBL), your money and your investments are optimally protected. Your deposits benefit from deposit protection of up to CHF 100,000, which means that in the event of arvy or the bank going bankrupt, the liquidity portion of your investment solution is protected up to this amount.
It is important to know that your investments legally belong exclusively to you and that neither the bank nor arvy can access your investments in the event of bankruptcy.
HBL is one of the most innovative banks in Switzerland, with an outstanding digital solution that allows you to manage your finances easily and securely. It is the perfect partner for your investment solution with arvy.
You pay the money you want to invest into your HBL account. You can find the relevant account details in the app in the goals section. All transactions for buying and selling your investments are then carried out from this account.